Barbara J. Maseberg Practice Areas

Practice Areas

Bankruptcy

Because of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, Public Law 109-8, many of the current laws will be changing 17 October 2005 and indeed several aspects of the law changed on 20 April 2005. More information will be made available at a later date.

Taxes

I represent clients with IRS tax, property tax, and state comptroller tax liabilities, and I have achieved favorable outcomes through Chapter 7, Chapter 13, or both, or a Chapter 11.

Foreclosure

Home foreclosures can be avoided in many instances and clients can pay back creditors over a period of time through a Chapter 13 plan. The Chapter 13 Trustees have excellent resources for debtors to help them achieve a fresh start. The Trustee's office assists debtors by offering a short course about budgeting and learning to live with the restricted income.

Child Support and Student Loans

Child support payments and student loams are not dischargeable in most circumstances. These payments can also be placed into the Chapter 13 plan.

I have represented gamblers, attorneys, former drug addicts, successful business people, AIDS patients, small corporations, mom and pop shops, and blue collar clients. Each client's problems require a unique approach for maximizing results.

Real Estate

I assist buyers or sellers in preparing and negotiating the initial earnest money contract, the Seller's Disclosure Statement, Seller's Financing Addendum, and other documents necessary to "open title". The earnest money contract is the single most important document in the real estate transaction, because all other negotiations and documents hinge on that contract.

Once the contract and the addendums have been signed, I continue, as needed, to assist the client in closing the transaction. I review financing documents, the survey, mineral interest reservations, and title commitments. I review and /or prepare the deeds, deeds of trusts, and notes. I assist in both commercial and residential transactions.

Acquistion of real property, whether it be a home or commercial property, is usually a long-term obligation. It is very important that a title be free from tax liens, judgments, or other restrictions that would impair the use or title as to the property.

I represent homeowners against homeowners associations and homeowners against builders.

I perform legal services for property managers as it pertains to landlord/tenant problems.

Insurance Law

I represent clients who have claims against insurance companies including: automobile, health, disability, title, life and HMOs. The Consumer Protection Act sometimes becomes a part of the claim.

Remember that an insurance policy is a contract, and the terms and conditions are spelled out in the contract--NOT necessarily in what an agent selling the policy says.

If you do not understand the terms and conditions of a contract, consult with an attorney before signing.

Family Law

I represent clients as it pertains to prenuptial agreements; divorce, post divorce matters such as modifications of child support, or Qualified Domestic Related Orders; change of names and adoptions. Family Law is the most emotionally charged area of law. Mediation is of great help for the families going through divorces.

Wills and Probate

I draft wills, wills with trusts and guardianship provisions, statutory power of attorney, durable power of attorney for health care, directive to physicians, and guardianship documents.

I assist in estate planning and work with a CPA in the more complex estates.

I probate wills, provide heirship affidavits, or other documents necessary to show the chain of title as it pertains to real estate.

Many of us hesitate to prepare for our deaths or disabilities. However, the better prepared we are, the less strain our families will feel at the time of our death or disability. Wills, just like funerals, are for surviving family members and friends. One of the best legacies we can leave is a well-organized estate: properly executed wills and trusts, life insurance policies and retirement plans, or annuities that name beneficiaries and provide for alternate beneficiaries.

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